So if your DTI is higher than 41% but your residual income exceeds the VA’s guidelines by at least 20%, you may still qualify for a VA loan. If your DTI is higher than 41% because of tax-free income, a VA lender can note that in your loan file. The underwriter’s supervisor may approve such loan applications with justification, according to. 12 working from earn income residual a home Jobs. 4.8. Ignitist Inc. Sales Agent. Harleysville, PA. $89K (Employer est.) 30d+. We are seeking to hire currently licensed Health and Life Insurance agents who are Highly Motivated sales professionals.. URWA Consulting. In this video you will learn how to calculate VA residual income.

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